Commercial Auto Insurance
Protection for your vehicles and drivers
If you use a vehicle for business purposes, you need Commercial Auto insurance. Commercial Auto (or Business Auto) includes coverage for liability and physical damage that can occur in an accident while using an automobile for work. If you are using your personal vehicle for business purposes, you can not count on your personal auto policy to cover accident cost or supply enough coverage to pay for damages or injury. A Commercial Auto policy will cover physical damage to vehicles driven by employees and provide coverage for bodily injury to others, legal expenses, medical payments, clean up costs, and property damage.
Commercial Auto insurance (also known as Hired/Non-Owned Auto insurance) can be purchased to protect cars, trucks, heavy-duty trucks, and semi-trucks whether owned or leased. It does not cover auto-related businesses and motor carrier or trucking firms.
Have questions? Speak with one of our insurance experts to find the right coverage for your business.
Peace of mind in a policy
Commercial Auto protects your business from
- vehicle damage
- medical expenses
- lost wages
- legal fees
- towing and labor
- substitution transportation
- under & uninsureds
What Commercial Auto costs
Commercial Auto insurance averages between $1,200 and $2,400 annually. Factors that affect price include: driving records, the make and model of the vehicle, the age and value of the vehicle, and the driving location and distances. Unlike personal auto policies, you can fit all of your drivers under one commercial auto policy.