Pay As You Go

Traditional Workers Comp

Large premium due upfront
Causes large hit to operating cost
Provides estimates of premium costs
Risk of costly audits

Pay As You Go Payment System Icon

Pay As You Go Workers Comp

No premium due upfront
Combines payroll into one bill
Exact premium costs
Minimize costly audits

How it works

Run Your Payroll Icon on Pay As You Go Page

First, you run your payroll like you always do. This contains your latest employee and wage data.

Copy Of Payroll Icon on Pay As You Go Page

Next, your payroll company sends us that data, and we calculate how much premium you owe.

Wallet Icon on Pay As You Go Page

We withdraw the amount you owe from your bank account and send it to your insurance company.

Healthier Cash Flow Icon on Pay As You Go Page

Finally, you decide what to do with the money you saved by avoiding lump sum costs and late fees.

The best way to pay

Pay As You Go is a billing option that lets you send your Workers’ Compensation premium payments to your insurance company based on your actual payroll info. You pay only what you owe, as you owe it, based on your actual payroll data. Worried about that audit? Don’t. The seamless and timely collection of premium throughout the policy term greatly reduces the risk for large audit balances.

Integrated payments

Based on the partnership between AP Intego and your payroll provider, we link your payroll information directly through our Pay As You Go process and automatically submit the payment to your insurance company. It gives you peace of mind so you can focus on your business.

Unlike traditional billing, where your premium is based on an estimated annual payroll, Pay As You Go systematically calculates your premium using your actual payroll data, every pay cycle.

Some fans of Pay As You Go

“Everything is done [for you], everything is exact. It’s always been accurate. Last year we got… $660 back. It’s great!” 

— Kathy A., Medford, NY

“It’s about doing it right, and doing it efficiently. I cared about our clients getting the right guidance, and the payment system worked really well.”

— Scott Scharf, CEO Catching Clouds

“You made [Workers’ Comp] ridiculously easy and inexpensive. I don’t know how you guys stay in business.”

— Chris Carpenter, CEO of ChartSquad

“The best thing [about Pay As You Go] is that… you don’t have to think about it and it just happens.”

— Andrew P., of Kalos Consulting

Some fans of Pay As You Go

“It’s about doing it right, and doing it efficiently. I cared about our clients getting the right guidance, and the payment system worked really well.”

— Scott Scharf, CEO Catching Clouds

“You made [Workers’ Comp] ridiculously easy and inexpensive. I don’t know how you guys stay in business.”

— Chris Carpenter, CEO of ChartSquad

“The best thing [about Pay As You Go] is that… you don’t have to think about it and it just happens.”

— Andrew P., of Kalos Consulting

“Everything is done [for you], everything is exact. It’s always been accurate. Last year we got… $660 back. It’s great!” 

— Kathy A., Medford, NY

Get a quote for your business

We’re here to answer your questions and get your business the right coverage at the best price. Call us at (888) 289-2939 or send us your info online.

AP Intego is a national insurance broker that works with only the highest rated carriers.
AP Intego is a national insurance broker that works with only the highest rated carriers.
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