The workers’ compensation quote estimate you receive in AP Intego for QuickBooks Online is for general informational purposes only and does not constitute a premium quote, offer of coverage or policy of insurance. Only an insurance policy or contract can provide actual terms, coverage, limits, amounts, conditions, limitations and exclusions.
The amount shown is an indication of premium based on the state, payroll and classes that you provided. There may be other factors applicable to your workers’ compensation coverage that may adjust the quote estimate either higher or lower. State minimum/maximum exposure rules for a given individual type may also impact the quote estimate for individuals that are included in coverage. This and other factors will be gathered when you discuss this quote estimate with a sales representative.
AP Intego Insurance Group, LLC is an insurance broker and not an insurance carrier. Insurance coverage is not guaranteed and is subject to the insurance carrier’s rules and underwriting requirements. The insurance carrier is solely responsible for all underwriting, pricing, claims, terms and conditions under the policies it issues. Coverage may not be available in all states.
Limitation of Liability
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TO THE MAXIMUM EXTENT PERMITTED BY LAW, AP INTEGO DISCLAIMS ALL LIABILITY, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE, AND FURTHER DISCLAIMS ALL LOSSES, INCLUDING WITHOUT LIMITATION PUNITIVE, EXEMPLARY, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH ACCESS TO OR USE OF THE SITE, THE SERVICES, THE CONTENT, OR ANY THIRD PARTY USER GENERATED CONTENT AVAILABLE ON OR THROUGH THE SITES, REGARDLESS OF THE TYPE OF CLAIM OR ACTION, EVEN IF AP INTEGO HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. WE WILL NOT BE LIABLE FOR ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO OR USE OF THE SITE, THE SERVICES, OR ANY CONTENT.
To the extent that AP Intego may not, as a matter of applicable law, disclaim any implied warranty or limit its liabilities, the scope and duration of such warranty and the extent of AP Intego liability will be equal to the amount the user paid to access the Site or the minimum amount permitted under such applicable law.
You agree to defend, indemnify and hold AP Intego and our officers, directors, employees, successors, licensees and agents harmless from and against any claims, damages, demands, obligations, losses, liability and expenses, including reasonable attorneys fees, arising from: (i) your use of the Site or the Services; (ii) any breach of these Terms; and (iii) any violation by you of any third-party right, including without limitation any copyright, property, publicity or privacy right. This includes all actions taken under your account. This defense, hold harmless and indemnification obligation will survive any modification or termination of these Terms and your use of the Services.
We may terminate these Terms and your access to all or any part of the Site or the Services at any time and for any reason without prior notice or liability. We retain the right to amend, suspend, or discontinue all or any part of the Site or the Services at any time without prior notice or liability. We also reserve the right, in our sole discretion, to modify the Site or the Services or to modify these Terms at any time and without prior notice. If we modify these Terms, we will post the modification on the Site and/or provide you notice of the modification by email. We will also update the “Last Updated” date at the top of these Terms. Changes to the Terms will be effective at the time of posting. Your continued access or use of the Site or the Services will constitute acceptance of the modified Terms. Additionally, if the modified Terms contain material changes, we will provide you with notice prior to the changes taking effect. If the modified Terms are not acceptable to you, your only recourse is to cease using the Site and the Services. If you do not close your account you will be deemed to have accepted the changes.