As a small business owner, you want the most for your money. You may already have a General Liability policy, but most small businesses need more protection than that. A Business Owner’s Policy (BOP) is a packaged insurance policy that combines the two essential commercial coverage types – General Liability and Property Insurance – into one, affordable policy. A Business Owner’s Policy covers the widest range of risks that the average business owner faces: protection from lawsuits, damage to their business space, and property loss.

There are also many add-ons that can be included in a Business Owner’s Policy to protect the unique needs and risks inherent in your small business. For example, Business Interruption, which will reimburse you for lost income if your business is temporarily shutdown due to damage or other loss, is included in most BOPs.

Have questions? Speak with one of our insurance experts to find the right coverage for your business.