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Business Owner's Policy

More than General Liability

As a small business owner, you want the most for your money. You may already have a General Liability policy, but most small businesses need more protection than that. A Business Owner’s Policy (BOP) is a packaged insurance policy that combines the two essential commercial coverage types – General Liability and Property Insurance – into one, affordable policy. A Business Owner’s Policy covers the widest range of risks that the average business owner faces: protection from lawsuits, damage to their business space, and property loss.

There are also many add-ons that can be included in a Business Owner’s Policy to protect the unique needs and risks inherent in your small business. For example, Business Interruption, which will reimburse you for lost income if your business is temporarily shutdown due to damage or other loss, is included in most BOPs.

Have questions? Speak with one of our insurance experts to find the right coverage for your business.

Peace of mind in a policy

Add on any protection you need
  • valuable papers
  • accounts receivable
  • data breach
  • inland marine
  • equipment breakdown

and much more

What a BOP costs

A BOP combines General Liability and Commercial Property insurance, which saves you money. The average cost for a BOP fall around $750 annually, though some policies cost as little as $400 annually.

As with General Liability and Commercial Property insurance, there are many factors that can increase or decrease the price. Number of employees and higher risk industries will increase the cost of a BOP. Additionally, businesses that involve frequent travel or large amounts of property space typically attain higher rates.

Small Business Insurance Quotes

We’re here to answer your questions and get your business the right coverage at the best price. Call us at (888) 289-2939 or send us your info online.

AP Intego is a national insurance broker that works with only the highest rated carriers.
AP Intego is a national insurance broker that works with only the highest rated carriers.