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Employment Practices Liability

Protection for you and your business

Sometimes in business you have to make hard choices that impact your staff. While an action may seem well within your rights, your employees may not see it the same way. Employment Practices Liability Insurance (EPLI), protects you and your team in the case where you are sued by an employee for claims alleging wrongful discipline or termination, unfair discrimination, sexual harassment, violation of the Family and Medical Leave Act, wrongful failure to promote, and others. In order to properly protect your business from the exposure from these types of claims, every employer should consider this coverage.

Need more information? Speak with one of our insurance experts to find the right coverage for your business.

Peace of mind in a policy

Employment Practices Liability protects your business from
  • discrimination
  • wrongful termination
  • sexual harassment
  • retaliation
  • wrongful discipline
  • defamation
  • breach of contract
  • negligent evaluation
Do I need EPLI?

What EPLI costs

EPLI has a wide price range, but most policies cost between $800 to $3,000 annually, with an average of approximately $1,200. In return, they provide coverage ranging from $10,000 to $25,000,000.

The cost of not having EPLI can greatly outweigh the annual cost. Legal fees are often extremely high in these cases.

  • Cases dismissed average at $15,000 in fees
  • Cases settled out of court average at $30,000 in fees
  • Cases successfully brought to trial average at $175,000

Regardless of whether the case reaches trial, the legal costs become very expensive. EPLI gives you the peace of mind knowing you are covered in the event of an employee suing your business.

Average cost of EPLI:
$800 – $3,000

Average cost of an
employee lawsuit:

$15,000 – $175,000

Small Business Insurance Quotes

We’re here to answer your questions and get your business the right coverage at the best price. Call us at (888) 289-2939 or send us your info online.

AP Intego is a national insurance broker that works with only the highest rated carriers.
AP Intego is a national insurance broker that works with only the highest rated carriers.