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Employment Practices
Liability Insurance

Employee lawsuits are up 400 percent in the last 20 years; coverage isn’t just important, it’s necessary.

Get a quote

Employment Practices Liability Insurance

Employee lawsuits are up 400 percent in the last 20 years; coverage isn’t just important, it’s necessary.

Get a quote

Protection from all angles.

Every day, small businesses face choices to make, sometimes very difficult ones. Even when made with the best of intentions and well within rights, these choices can be viewed by employees as wrong, and unfortunately may result in a lawsuit.

Employee practices liability insurance (EPLI) can protect companies in the case of an employee suing for any number of possible violations, including wrongful discipline, sexual harassment, violation of the Family and Medical Leave Act, and failure to promote, among many others. Having EPLI provides coverage in these instances, and protect a business from exposure due to these claims.

Who should get EPLI?

When considering cost, first think about potential legal fees. Cases dismissed in court cost an average of $15,000, and cases that are settled out of court average around $30,000. Cases that are successfully brought to trial cost a business on average $175,000.

In the case of employee practices liability Insurance, the annual premium is between $800 and $3,000, with an average of approximately $1,200, providing coverage ranging anywhere from $10,000 to $2 million.

COVERAGE

What does employment practices liability insurance cover?

Discrimination

Unjust treatment based on
certain characteristics

Breach of contract

Failure to perform on a piece or all of a contract

Wrongful termination

Being terminated from a job for unlawful reasons

Retaliation

Adverse action taken against an employee because of a complaint

Defamation

A false statement that harms the reputation of an individual

Much more

An agent can help customize a policy for specific needs

COST

How do carriers determine the price?

Price varies depending on what type and level of coverage is right for a business. But generally, the cost is based on:

Our agents help your customers get the coverage they need for the best price.

Type of business or industry

Risk exposures, as determined by operations, revenue, number of employees, or other factors

The breadth and depth of coverage

Our agents help your customers get the coverage they need for the best price.

OUR AGENTS

Friendly insurance experts, ready to help

Think of our amazing agents as matchmakers between your customers and the perfect insurance policies. They learn a little about the business, and then reach out to our many A-rated carrier partners to find the right coverage at the right price.

Contact an agent

We’re here to help.

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CONTACT US

info@apintego.com

LOCATIONS

1601 Trapelo Rd. | Ste 280
Waltham, MA 02451

375 Woodcliff Dr. | Ste 103
Fairport, NY 14450

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