Business Owner’s Policy

Combines many business insurance needs into one affordable policy.

Business owner’s policy

Combines many business insurance needs into one affordable policy.

PRODUCT

What is a business owner’s policy?

A business owner’s policy (BOP) is a packaged insurance product, also sometimes known simply as “business liability.”

A BOP is highly customizable, but it typically includes all the basic protections of a general liability policy, plus business personal property (the “stuff”). Other frequent “add-ons” to a BOP include commercial auto and cyber liability, and then a long list of other possibilities, depending on specific business needs.

A BOP can be a great, cost-effective way to expand  coverage beyond the limits of a stand-alone general liability policy.

INDUSTRIES

Who should consider a BOP?

Most businesses should consider a BOP. If a business knows it needs general liability, but also some additional protection for things like  physical space, vehicles, or inventory, then a BOP is a great, cost-effective solution.

Best of all, a BOP can be tailored to fit exact needs.

COVERAGE

What does a BOP cover?

A BOP can protect businesses from a wide range of risks and commonly includes:

General liability
Protection from third party lawsuits
Business personal property
Protection for items owned by the business or business owner
Business income interruption

Compensation if a business is temporarily unable to operate

Hired and non-owned auto
Coverage for vehicles used for company purposes
Cyber liability
Protection against the consequences of data breaches
EPLI

Protection from lawsuits filed by employees

Much more

Our agents can help customize a policy for any specific needs

COST

How do carriers determine the price?

Price varies depending on what type and level of coverage is right for a business. But generally, the cost is based on:

Our agents help your customers get the coverage they need for the best price.

Type of business or industry
Risk exposures, as determined by operations, revenue, number of employees, or other factors
The breadth and depth of coverage

Our agents help your customers get the coverage they need for the best price.

OUR AGENTS

Friendly insurance experts, ready to help

Think of our amazing agents as matchmakers between your customers and the perfect insurance policies. They learn a little about the business, and then reach out to our many carrier A-rated carriers partners to find the fight coverage a the right price.

We’re here to help.

Copyright © AP Intego Insurance Group, LLC, 2019

CONTACT US

Call: 888.289.2939
Fax: 888.289.2988
Email: info@apintego.com

LOCATIONS
1601 Trapelo Rd. | Ste 280
Waltham, MA 02451
375 Woodcliff Dr. | Ste 103
Fairport, NY 14450
3825 Hopyard Road | Ste 180
Pleasanton, CA 94588
201 Columbine St. | Ste 300
Denver, CO 80206
CONTACT US

Call: 888.289.2939
Fax: 888.289.2988
Email: info@apintego.com

LOCATIONS
1601 Trapelo Rd. | Ste 280
Waltham, MA 02451
375 Woodcliff Dr. | Ste 103
Fairport, NY 14450
3825 Hopyard Road | Ste 180
Pleasanton, CA 94588
201 Columbine St. | Ste 300
Denver, CO 80206

Copyright © AP Intego Insurance Group, LLC, 2019