Business Owner’s Policy

Combine your business’ coverage needs into one affordable policy.

Expand coverage and save money.

As a business owner, you want to get the most for your money, and have as much insurance coverage as possible. So you may already have a general liability policy, but most businesses need more coverage than that. How can you achieve that without breaking the bank?

The answer comes in the form of a business owner’s policy, or BOP. This is a packaged insurance policy that combines two essential commercial coverages—general liability and property insurance—into one affordable policy.

Having a BOP can protect you from a wide range of risks, like protection from lawsuits, damage to your business space, and loss or damage to property. It gives you the most important coverage while still keeping you within your budget.

By the numbers…

Like most insurance policies, the cost of a business owner’s policy can change due to factors about your business. These can include your number of employees, the risk associated with your business industry, and how frequently your employees travel for work.

The average cost of BOP insurance is just $750 annually. Depending on the business, some policies may cost as little as $400 annually.

What can a business owner’s policy cover for you?



The commercial building(s) you own and the contents inside


Business Interruption

Loss of income from a disaster that disrupt your business operations



Legal responsibility for any harm that comes to employees or others

Looking for coverage?