You may think that auto insurance is only necessary for businesses that rely on their vehicles to operate a business, like a food truck or a towing company. But what if one of your employees is running an errand for you in their car, or driving to visit a client, and they’re involved in an accident?
If you have commercial auto insurance, you’re covered. This policy includes coverage for liability and physical damage that can occur in an accident while using a vehicle for work purposes. That damage could be to vehicles driven by employees, or bodily harm to them or others in addition to any other costs you incur after an accident.