Employment practices
liability insurance

Employee lawsuits are up 400 percent in the last 20 years; coverage isn’t just important, it’s necessary.

Employment practices liability insurance

Employee lawsuits are up 400 percent in the last 20 years; coverage isn’t just important, it’s necessary.

Keep your business protected from all angles.

Every day, you’re faced with choices to make, sometimes very difficult ones. Even when made with the best of intentions and well within your rights, these choices can be viewed by employees as wrong, and unfortunately may result in a lawsuit.

Employee practices liability insurance (EPLI) can protect you and your company in the case of an employee suing for any number of possible violations, including wrongful discipline, sexual harassment, violation of the Family and Medical Leave Act, and failure to promote, among many others. Having EPLI will give you coverage in these instances, and protect your business from exposure due to these claims.

Who should get EPLI?

When considering cost, first think about potential legal fees. Cases dismissed in court cost an average of $15,000, and cases that are settled out of court average around $30,000. Cases that are successfully brought to trial cost a business on average $175,000.

In the case of employee practices liability Insurance, the annual premium is between $800 and $3,000, with an average of approximately $1,200, giving you coverage ranging anywhere from $10,000 to $2 million.

COVERAGE

What does employment practices liability insurance cover?

Discrimination

Unjust treatment based on
certain characteristics

Breach of contract

Failure to perform on a piece or all of a contract

Wrongful termination

Being terminated from a job for unlawful reasons

Retaliation
Adverse action taken against an employee because of a complaint
Defamation

A false statement that harms the reputation of an individual

Much more

An agent can help you customize a policy for your specific needs

Discrimination

Unjust treatment based on
certain characteristics

Breach of contract

Failure to perform on a piece or all of a contract

Wrongful termination

Being terminated from a job for unlawful reasons

Retaliation

Adverse action taken against an employee because of a complaint

Defamation

A false statement that harms the reputation of an individual

Much more

An agent can help you customize a policy for your specific needs

COST

How do carriers determine the price?

Price varies depending on what type and level of coverage is right for you. But generally, the cost is based on:

Our agents can help you understand how to get the coverage you need for the best price.

Your type of business or industry
Your risk exposures, as determined by your operations, revenue, number of employees, or other factors
The breadth and depth of coverage you want

Our agents can help you understand how to get the coverage you need for the best price.

OUR AGENTS

Friendly insurance experts, ready to help

Think of our amazing agents as matchmakers between you and the perfect insurance policy. They learn a little about your business, and then they reach out to our many carrier partners to find the right coverage at the right price for you.

Looking for coverage? We’re here to help.

         

Legal | Privacy Policy | Terms

Copyright © AP Intego Insurance Group, LLC, 2019

CONTACT US

Call: 888.289.2939
Fax: 888.289.2988
Email: info@apintego.com

LOCATIONS
1601 Trapelo Rd. | Ste 280
Waltham, MA 02451
375 Woodcliff Dr. | Ste 103
Fairport, NY 14450
3825 Hopyard Road | Ste 180
Pleasanton, CA 94588
201 Columbine St. | Ste 300
Denver, CO 80206
CONTACT US

Call: 888.289.2939
Fax: 888.289.2988
Email: info@apintego.com

LOCATIONS
1601 Trapelo Rd. | Ste 280
Waltham, MA 02451
375 Woodcliff Dr. | Ste 103
Fairport, NY 14450
3825 Hopyard Road | Ste 180
Pleasanton, CA 94588
201 Columbine St. | Ste 300
Denver, CO 80206

         

Legal | Privacy Policy | Terms

Copyright © AP Intego Insurance Group, LLC, 2019