Workers’ Comp

We created our Pay As You Go system to integrate seamlessly with other platforms your customers already use for a simple and frictionless method of handling their workers’ comp requirements.

Workers’ comp

We created our Pay As You Go system to integrate seamlessly with other platforms your customers already use for a simple and frictionless method of handling their workers’ comp requirements.

PRODUCT

What is workers’ comp?

Let’s face it. We live in a world today where practically anything can—and does—happen. And business owners need to be prepared.

Workers’ comp insurance protects employees if they get injured on the job, while protecting business owners from being sued by employees.

If employees are on payroll, chances are the state requires workers’ comp insurance.

“You guys are simply the best. You make it so easy working with you.”

_

Ivy, J’s Total Service, San Antonio, TX

“I don’t have to think about filing workers’ comp. It’s done for me. Awesome.”

_

Marsha, Heart Stream Yoga, Fairbanks, AK

 

Cash flow

 

Integrations

 

Billing

 

Audits

 

The old way: typical workers’ comp

 
Pay a large portion—up to the entire year’s premium—up front. Ouch.

Anytime there is a change related related to a policy, business owners need to deal with their agent or carrier directly. Big hassle.

Pay all at once, based on a rough estimate. Seems inefficient.
Businesses have to figure out if they’ve overpaid or underpaid based on the premium they’ve paid at the start of the policy. Messy stuff.

The new way: AP Intego’s Pay As You Go

 

Pay a portion each time payroll is run, spreading the cost over the year and freeing up cash flow for other areas of the business.

Seamlessly integrate workers’ comp with payroll software and other platforms so everything works together in one place.

Never worry about paying too much or too little because the percent of the premium is calculated each time payroll is run and automatically deducted.

Say goodbye to nasty year-end surprises.  Accurate and timely payments ensure annual audits are simple and easy.

Cash flow

The old way:

Pay a large portion—up to the entire year’s premium—up front. Ouch.

AP Intego's Pay As You Go way:

Pay a portion each time payroll is run, spreading the cost over the year and freeing up cash flow for other areas of the business.

Integrations

The old way:

Anytime there is a change related related to a policy, business owners need to deal with their agent or carrier directly. Big hassle.

AP Intego's Pay As You Go way:

Seamlessly integrate workers’ comp with payroll software and other platforms so everything works together in one place.

Billing

The old way:

Pay all at once, based on a rough estimate. Seems inefficient.

AP Intego's Pay As You Go way:

Never worry about paying too much or too little because the percent of the premium is calculated each time payroll is run and automatically deducted.

Audits

The old way:

Businesses have to figure out if they’ve overpaid or underpaid based on the premium they’ve paid at the start of the policy. Messy stuff.

AP Intego's Pay As You Go way:

Say goodbye to nasty year-end surprises.  Accurate and timely payments ensure annual audits are simple and easy.

How Pay As You Go works:

Connect policy to payroll.

Once coverage is finalized, it can be connected to a payroll service.

Payments go on autopilot.

Payroll is run as usual, and our tech does the rest behind the scenes.

Save time & free up cash flow.

We withdraw a percentage of premium each time payroll is run, freeing up cash flow and simplifying audits.

COST

How do carriers determine the price?

Price varies depending on what type and level of coverage is right for a business. But generally, the cost is based on:

Our agents help your customers get the coverage they need for the best price.

Type of business or industry
Risk exposures, as determined by operations, revenue, number of employees, or other factors
The breadth and depth of coverage

Our agents help your customers get the coverage they need for the best price.

Want to know any state’s workers’ comp requirements?

Every state has its own laws and regulations, so use this map to learn more about workers’ comp in your neck of the woods.
Still have questions?
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

OUR AGENTS

Friendly insurance experts, ready to help

Think of our amazing agents as matchmakers between your customers and the perfect insurance policies. They learn a little about the business, and then reach out to our many carrier A-rated carriers partners to find the fight coverage a the right price.

Copyright © AP Intego Insurance Group, LLC, 2019

CONTACT US

Call: 888.289.2939
Fax: 888.289.2988
Email: info@apintego.com

LOCATIONS
1601 Trapelo Rd. | Ste 280
Waltham, MA 02451
375 Woodcliff Dr. | Ste 103
Fairport, NY 14450
3825 Hopyard Road | Ste 180
Pleasanton, CA 94588
201 Columbine St. | Ste 300
Denver, CO 80206
CONTACT US

Call: 888.289.2939
Fax: 888.289.2988
Email: info@apintego.com

LOCATIONS
1601 Trapelo Rd. | Ste 280
Waltham, MA 02451
375 Woodcliff Dr. | Ste 103
Fairport, NY 14450
3825 Hopyard Road | Ste 180
Pleasanton, CA 94588
201 Columbine St. | Ste 300
Denver, CO 80206

Copyright © AP Intego Insurance Group, LLC, 2020