Workers’ Comp, Streamlined

What is workers’ comp and why do you need it?

Let’s face it. We live in a world today where practically anything can—and does—happen. And your business needs to be prepared.

Workers’ comp insurance protects your employees if they get injured on the job, while protecting your business from being sued by employees.

If you have employees on payroll, chances are your state requires you to have workers’ comp insurance.

Take five and pull this together before you start:

  1. Your federal employer identification (FEIN) number.
  2. Your approximate annual payroll.
  3. Basic info about your business owners/officers.

We do workers’ comp better.

We created our Pay As You Go system to integrate seamlessly with other platforms you already use for a simple and frictionless method of handling your workers’ comp requirements.
 

Cash flow

 

Integrations

 

Billing

 

Audits

 

The Old Way: Typical Workers’ Comp

 
Pay a large portion—up to the entire year’s premium—up front. Ouch.
Every time you need to do anything related to your policy, you need to deal with your agent or carrier directly. Big hassle.
Pay all at once, based on a rough estimate. Seems inefficient.
You have to figure out if you’ve overpaid or underpaid based on the premium you paid at the start of the policy. Messy stuff.

The New Way: AP Intego’s Pay As You Go

 
Paying a portion each time you run payroll, spreading the cost over the year and freeing up your cash flow for other areas of your business.
Seamlessly integrate workers’ comp with your payroll software and other platforms so everything works together in one place.
Never worry you’ve paid too much or too little because the percent of your premium is calculated each time you run payroll and automatically deducted from your account.
Say goodbye to nasty year-end surprises.  Accurate and timely payments ensure annual audits are simple and easy.

Cash flow

The old way:

Pay a large portion—up to the entire year’s premium—up front. Ouch.

AP Intego's Pay As You Go way:

Paying a portion each time you run payroll, spreading the cost over the year and freeing up your cash flow for other areas of your business.

Integrations

The old way:

Every time you need to do anything related to your policy, you need to deal with your agent or carrier directly. Big hassle.

AP Intego's Pay As You Go way:

Seamlessly integrate workers’ comp with your payroll software and other platforms so everything works together in one place.

Billing

The old way:

Pay all at once, based on a rough estimate. Seems inefficient.

AP Intego's Pay As You Go way:

Never worry you’ve paid too much or too little because the percent of your premium is calculated each time you run payroll and automatically deducted from your account.

Audits

The old way:

You have to figure out if you’ve overpaid or underpaid based on the premium you paid at the start of the policy. Messy stuff.

AP Intego's Pay As You Go way:

Say goodbye to nasty year-end surprises.  Accurate and timely payments ensure annual audits are simple and easy.

How Pay As You Go works for you:

Connect your policy to payroll.

Once you’ve finalized coverage, you’ll be able to connect it to your payroll service.

Put your payments on autopilot.

Run your payroll as normal, and our tech will do the rest behind the scenes.

Save time + free up cash flow.

We withdraw a percentage of premium each time you run payroll, freeing up cash flow and simplifying audits.

Want to know your state’s workers’ comp requirements?

Every state has its own laws and regulations, so use this map to learn more about workers’ comp in your neck of the woods.
Still have questions? Our agents are experts in this stuff and can help you understand everything you need to know.
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

See how our workers’ comp can work for you.