Workers’ Comp
We created our Pay As You Go system to integrate seamlessly with payroll for a simple and accurate way of handling your state workers’ comp requirements.
Workers’ comp
We created our Pay As You Go system to integrate seamlessly with payroll for a simple and accurate way of handling your state workers’ comp requirements.
PRODUCT
What is workers’ comp?
Let’s face it. We live in a world today where practically anything can—and does—happen. And business owners need to be prepared.
Workers’ comp insurance protects employees if they get injured on the job, while protecting business owners from being sued by employees.
If employees are on payroll, chances are the state requires workers’ comp insurance.
“You guys are simply the best. You make it so easy working with you.”
_
Ivy, J’s Total Service, San Antonio, TX
“I don’t have to think about filing workers’ comp. It’s done for me. Awesome.”
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Marsha, Heart Stream Yoga, Fairbanks, AK
Cash flow
Integrations
Billing
Audits
The old way: typical workers’ comp
Anytime there is a change related related to a policy, business owners need to deal with their agent or carrier directly. Big hassle.
The new way: AP Intego’s Pay As You Go
Pay a portion each time payroll is run, spreading the cost over the year and freeing up cash flow for other areas of the business.
Seamlessly integrate workers’ comp with payroll software and other platforms so everything works together in one place.
Never worry about paying too much or too little because the percent of the premium is calculated each time payroll is run and automatically deducted.
Say goodbye to nasty year-end surprises. Accurate and timely payments ensure annual audits are simple and easy.
Cash flow
The old way:
AP Intego's Pay As You Go way:
Pay a portion each time payroll is run, spreading the cost over the year and freeing up cash flow for other areas of the business.
Integrations
The old way:
Anytime there is a change related related to a policy, business owners need to deal with their agent or carrier directly. Big hassle.
AP Intego's Pay As You Go way:
Seamlessly integrate workers’ comp with payroll software and other platforms so everything works together in one place.
Billing
The old way:
AP Intego's Pay As You Go way:
Never worry about paying too much or too little because the percent of the premium is calculated each time payroll is run and automatically deducted.
Audits
The old way:
AP Intego's Pay As You Go way:
How Pay As You Go works:
Connect policy to payroll.
Payments go on autopilot.
Save time & free up cash flow.
COST
How do carriers determine the price?
Our agents help your customers get the coverage they need for the best price.
Our agents help your customers get the coverage they need for the best price.
Want to know any state’s workers’ comp requirements?
Every state has its own laws and regulations, so use this map to learn more about workers’ comp in your neck of the woods.
Still have questions?
Buying workers’ compensation in a “monopolistic” state
If your business is located in North Dakota, Ohio, Puerto Rico, the US Virgin Islands, Washington, or Wyoming, or if your business has any employees working in those locations, you’ll need to buy your workers’ compensation coverage for those employees directly through a state-run workers’ comp bureau. By law, no private insurance carriers can sell workers’ comp in these “monopolistic” states/territories — so known because they hold a monopoly on workers’ comp insurance.
This rule only applies to workers’ comp; private insurers are allowed to operate and sell other types of business insurance in the monopolistic states/territories, including general liability, business owner’s policies (BOPs), professional liability, and other property and casualty coverages.
Here’s how you can get in touch with each of these workers’ comp bureaus:
North Dakota
Call: 800-777-5033 Website: www.workforcesafety.com
Ohio
Call: 800-644-6292 Website: info.bwc.ohio.gov/wps/portal/gov/bwc
Puerto Rico
Call: 787-754-5353 Website: www.trabajo.pr.gov
US Virgin Islands
Call: 340-776-3700 Website: www.vidol.gov/workers-compensation
Washington
Call: 866-219-7321 Website: lni.wa.gov/insurance
Wyoming
Call: 307-777-5476 Website: wyomingworkforce.org/businesses/workerscomp
OUR AGENTS
Friendly insurance experts, ready to help
Think of our amazing agents as matchmakers between your customers and the perfect insurance policies. They learn a little about the business, and then reach out to our many A-rated carrier partners to find the right coverage at the right price.
CONTACT US
info@apintego.com
LOCATIONS
1601 Trapelo Rd. | Ste 280
Waltham, MA 02451
375 Woodcliff Dr. | Ste 103
Fairport, NY 14450
CONTACT US
info@apintego.com
LOCATIONS
1601 Trapelo Rd. | Ste 280
Waltham, MA 02451
375 Woodcliff Dr. | Ste 103
Fairport, NY 14450
Copyright © AP Intego, 2022
